Shared vacation home agreement

Ten questions every shared vacation home has to answer.

Answer them together, at your own pace, and leave with a written plan everyone can read.

Which sounds like your house?

Start with question 1

Free. About 15 minutes for a first draft. Saved in this browser. No account.

Time

How to share the calendar

Everyone wants the same few weeks: school breaks, long weekends, the best of the summer. A good system cannot add more of those days. It writes down how they pass between groups, before anyone books.

There are four common ways to share. None is right for every house. Choose the one closest to how your group already lives, then decide what happens to holidays and to the nights nobody uses. An empty house still costs the same to run, so a night that goes to someone who wants it helps everyone.

Question 1. Who shares the house?

List each group once. A group can be one person, a couple, or a whole household.

Groups sharing the house
3

Group names (optional, for example: The Murphys, Priya & Sam, The Lees)

Question 2. How do we divide the calendar?

Pick the way that sounds most like your group. You can change it next year.

Not sure? Answer two quick questions
Do the same weeks get crowded?
How do we divide the calendar?

Worth considering. Runs in SplitHaus

This is hard to do fairly on paper, because it means weighing every group's answer for every week. SplitHaus does it in seconds, and everyone sees the same result.

See how Match works in SplitHaus
Nights in each turn
7 nights
Does any group have more than one household in it?

Question 3. Who gets the holidays?

Every house has its own big weekends. A clear rule for the ones that matter most at yours means the same weekend is not decided again every year.

Who gets the holidays?

Question 4. What happens to nights nobody uses?

Plans change. Decide how an open night reaches someone who wants it.

Open unbooked nights to everyone
Notice to give when you cannot use your nights
Group 1 cannot use July 22 to 26. 14 days before, nobody has booked it, so anyone can. Group 2 books it.

Money

How to split the costs

Money is easier to talk about before anyone owes anything. Start with a year, not a bill: the mortgage if there is one, what the house costs to run, and a steady amount saved for the big repairs every house needs, like a roof or a furnace.

Then split it equally or by ownership share, and decide whether stays carry a nightly fee. Plan for a quiet year too: the property tax is the same whether anyone comes or not.

Question 5. What does the house cost each year?

Rough numbers are fine. Include the mortgage if there is one, and remember the bills that come once a year.

These are example amounts. Change them to your house's.

  • MortgageIf there is onea month
  • Property taxa year
  • Insurancea year
  • Utilities and interneta year
  • Upkeep, cleaning, and suppliesa year
  • Saved for big repairsWhat your group plans to set aside this yeara year

Total for the year$18,000

Question 6. Who pays what?

Equal shares are simplest. If some groups own more of the house, split by ownership share.

How do we split it?

Each group pays$500a month, or $6,000 a year

How groups pay

Each year, at the meeting

The amounts are set again from what the house actually cost. If a year runs short, the difference is added to next year's amounts.

Money left over at the end of a year

Question 7. Who decides on spending and changes?

A new washing machine is a repair. Replacing a table that has been at the house for fifty years is a different kind of decision.

Anyone can spend this much without asking

Care

How to look after the house together

Name a house lead, so everyone knows who to ask first. Repairs, the money, and scheduling can go to other people. Agree when each job passes on, so no one carries the house forever.

Write everything else for someone arriving late, in the rain, for the first time. Where the water shutoff is. Who to call when the heat stops. What to do before leaving. A short list on the kitchen counter helps everyone leave the house ready for the next group.

Question 8. Who looks after the place?

One house lead, and other people for jobs like repairs, the money, or scheduling if that suits your group. Agree when each job passes to someone else.

Jobs someone else can take on (optional; the house lead does the rest)

The job passes to another group every

Question 9. What are the rules for staying at the house?

A few rules everyone knows before they come: how many people can stay, pets, smoking, when to leave, and a short list for the end of a trip.

Pets
Smoking
Everyone leaves by
The next group arrives after

Your list in the SplitHaus house guide

Before you leave

House details

Wi-Fi network
Coast House Guest
Password
summerweekends
Garbage day
Tuesday. Put the bins out Monday night.
Water shutoff
Laundry closet, behind the lower shelf.

Who to call

Coast Plumbing
Plumber. Call Helen first to set up a visit.
Cedar Electric
Electrician. Call Helen first to set up a visit.
Martin
Keys and winter preparation.
Everyone can tick it off on their phone before they leave. The other two cards are examples of what the house lead keeps up to date.

Together

How to decide things together

Every group needs a way to say yes. Name one lead per group so each group answers with one voice, and agree what counts as a decision before you need one. A few decisions may matter enough that every group should agree, so nobody is outvoted on them.

Then meet once a year, in the same month, with this plan in front of you. Keep what worked, change what did not, and write down what is still open. Every few years, some houses go through the whole plan from the start, so each generation agrees to it for itself.

Question 10. How do we make decisions together?

Agree what counts as a yes before the first big decision arrives.

When a group's lead steps down
A big decision needs

These always need every group (optional)

Go through the whole plan again, from the start, every

Optional: ten more to think about

Questions that are easier to answer early

You do not have to settle these today. Mark what you already agree on, and the rest goes into your plan as a list to talk about.

Questions marked Take to a lawyer are about ownership. Your plan says what you want; a lawyer can draft the terms.

Shares and the next generation

Question 11. What decides how much time each group gets?

Owning, using, and paying are three different things, and groups change size over the years. One group may own half the house. One branch may be three people while another grows to fourteen. Decide whether time stays the same for every group, follows ownership, or follows how many households a group has.

What decides how much time each group gets?

Question 12. How does a share pass to the next generation?

Take to a lawyer

One day, every share passes to someone. Without a plan, one share can divide between four children, then twelve grandchildren. Talking about it now, while everyone can say what they want, spares families a hard conversation later.

How does a share pass to the next generation?

Question 13. When does a grown child get their own time?

The children who grew up at the house will build lives of their own. Decide when a new household gets its own time and its own say, so it does not depend on anyone asking.

When does a grown child get their own time?

Question 14. What happens to a share after a marriage or a divorce?

Take to a lawyer

Partners who marry into the family often love the house for decades. Whether they can hold a share, and what happens to it if a marriage ends, is easier to decide before it is about anyone in particular.

What happens to a share after a marriage or a divorce?

Leaving and selling

Question 15. What if someone wants out?

Take to a lawyer

Lives change. Agree the path out while everyone can talk freely: notice, who can buy, how the price is set, and when payment is due. A clear exit lets someone leave without making the house harder to share.

What if someone wants out?

Question 16. When would we sell the whole house?

Take to a lawyer

Selling a place people love is hard to talk about. Agreeing now how many owners must say yes means nobody has to make that decision alone.

When would we sell the whole house?

Money, guests, and decisions

Question 17. What if a group falls behind on paying?

Anyone can have a hard year. Agreeing the steps now, before it is about anyone in particular, makes it easier to handle kindly.

What if a group falls behind on paying?

Question 18. Can friends use the house without an owner there?

Lending the house to friends is one of the nicest parts of owning it. Agree who can come, and who looks after them while they are there.

Can friends use the house without an owner there?

Question 19. Would we rent the house to other people?

Renting out empty weeks can pay a real part of the costs. It also means extra cleaning, reviews, and tax and insurance questions, so ask an accountant before you start.

Would we rent the house to other people?

Question 20. What if we cannot agree?

Now and then a group will be evenly split, or someone will still object after a vote. Agreeing the next step ahead of time gives everyone a clear way forward.

What if we cannot agree?

When you are ready

Put your house on a calendar everyone can see.

Try it on your own first. When the calendar looks right, SplitHaus gives you one link to send your group. It opens with your message and the calendar for your house, and nobody needs an account to read it.

Comes with you into setup

Your calendar and booking rules

  • 3 groups
  • Take turns, 7 nights a turn, starting Fridays

You check each one before you save, and you can change any of them later. Questions 1 to 10 become the house plan, which everyone at the house can read. Questions 11 to 20 stay in your own copy.

Set up your house in SplitHaus

Free for 1 year. No card needed.

Common questions

Sharing a vacation home, answered

What is the fairest way to share a vacation home?

The fairest system is one everyone understood before the first booking. Taking turns in a set order works when people like to plan a year ahead. A draft, where groups take turns picking dates, works when the same weeks are in demand. Matching preferences works when schedules differ. It is hard to do fairly by hand, so SplitHaus Match does it for you. Booking as you go, with limits, works when there is usually room. Whatever you choose, move the order each year so no group always has the best weeks.

Is there a free template for a shared vacation home agreement?

Yes. Answer the questions on this page and the playbook writes the agreement for you in plain sentences: how you share the calendar, split the costs, look after the house, make decisions, and handle the stays themselves. Print it with a line for each group to sign, or email yourself a link to open it before your meeting. It covers how you share the house, not who owns it. Ownership terms belong in papers a lawyer drafts.

How do you split the costs of a shared vacation home?

Add up a year of costs: the mortgage if there is one, property tax, insurance, utilities, upkeep, and an amount saved for big repairs. Divide it equally, or by ownership share if some groups own more. Collect it monthly so nobody faces a large bill at once. Some groups also add a small nightly fee for whoever stays, which lowers the monthly amount for everyone.

How much should a shared house save for repairs?

A common starting point is 1 to 2 percent of the home's value each year. Older houses and houses near salt water often need more, so ask someone who knows yours. Keep it in a separate fund that everyone can see, and agree in advance what it can be used for, so a new roof is a plan instead of a surprise.

How should we share holidays?

Start by agreeing which holidays matter most at your house, because every house has its own. Then decide them separately from the rest of the calendar. The most common rule is that each major holiday goes to one group and passes to the next group every year. Other houses count holidays for more of a group's share, or keep them open for everyone to come together. Without a rule, the same group can end up with the same holiday every year without anyone choosing it.

How do we update the rules for a house shared for generations?

Start by writing down what already happens, including the traditions everyone assumes. Then look at what has changed: more households, grandchildren with their own schedules, and owners who live far away. Keep the traditions people care about, and write down the rules that everyone has been working out on their own. Agree the new plan at a meeting where every branch is represented.

Is sharing a house with friends different from sharing with family?

Yes, in a few ways. Families often share for decades, so the hard questions are about the next generation: who inherits a share, and when grown children get their own time. Friends usually buy in at one point in their lives, so the hard questions are about change: someone moves away, marries, has children, or needs their money back. Friends are also more likely to have put in different amounts, so costs are often split by share. Either way, it helps to write the plan down together.

Is this a legal agreement?

No. This plan covers how you share time, money, and care. Ownership questions belong with a lawyer who knows your state: whose name is on the title, whether to hold the house in an LLC or a trust, what happens if someone wants to sell, and what happens when a share passes to the next generation. If you already have a trust or LLC, this plan sits alongside it, and where the two differ, the legal papers decide.

Our vacation home is in a family trust. Do we still need house rules?

Often, yes. Many trusts and LLCs say who owns the house, how shares pass on, and which decisions need everyone. Then they leave the everyday rules to the owners: how the calendar is shared, how costs are split each year, and who looks after the house. Those rules often live in people's heads. Writing them down next to the legal papers means every branch, and every new generation, reads the same plan.

Is the playbook free, and where are my answers saved?

Yes, it is free, with no account. Your answers stay in this browser as you go. Email yourself a private link to open the same plan later, on any device. You can also print the plan.